Business people taking notes.

Student Loan January – December 2020

For this report, a student is defined as a person who received at least one payment from StudyLink between the start of the calendar year and the end of the specified reporting month.

The data in this report are cumulative year-to-date figures. All percentages are computed using actual data and rounded to the nearest one decimal point. The total percentages may not add up to 100 percent due to rounding effects. The last three years of data and annual comparisons are presented in summary tables. Earlier timeseries are included in the downloadable spreadsheets.


Education Providers

From January to December 2020, there were 93,571 Student Loan (SL) borrowers enrolled in universities, a slight increase of 0.5 percent compared with the same period last year.

The proportion of SL borrowers who were enrolled in universities was 62.8 percent, the highest proportion for the January to December reporting period since 2010.

SL types of education providers

Number of Student Loan borrowers by types of education providers attended

Types of providers January to December Annual change
2018 2019 2020 2018-19 2019-20
University 94,073 93,084 93,571 -1.1% 0.5%
Polytechnic 38,924 35,643 35,412 -8.4% -0.6%
Private training establishment (PTE) 16,430 15,547 15,178 -5.4% -2.4%
Wānanga 2,974 2,905 2,673 -2.3% -8.0%
Multiple and Other providers 2,207 2,050 2,071 -7.1% 1.0%
Total number of Student Loan borrowers 154,608 149,229 148,905 -3.5% -0.2%

Student Loan course fees borrowing by type of education providers

Types of providers January to December Annual change
2018 2019 2020 2018-19 2019-20
University $578,370,142 $602,203,150 $614,112,283 4.1% 2.0%
Polytechnic $158,396,617 $157,466,016 $148,964,973 -0.6% -5.4%
Private training establishment (PTE) $85,960,909 $85,137,352 $85,531,109 -1.0% 0.5%
Wānanga $6,319,744 $5,978,707 $5,412,225 -5.4% -9.5%
Multiple and other providers $16,041,983 $15,348,538 $16,597,958 -4.3% 8.1%
Total amount borrowed for course fees $845,089,395 $866,133,763 $870,618,548 2.5% 0.5%