When Debt Becomes a Problem: A Literature Study

This literature study gathers and synthesises information on household debt problems from national and international literature. Its aim was to:

  • review the literature so as to provide definitions of key terms,
  • estimate (for the first time) the size and scale of debt problems in New Zealand,
  • discuss possible reasons why some people fall into debt problems,
  • assess the likely impact this has on individuals and families,
  • outline possible avenues for tackling debt problems,
  • and suggest where there are information gaps.

The review has been written to provide a foundation for considering future government and non-government policies relating to the issue of over-indebtedness.



The following document is available for download

When Debt BecomesĀ A Problem: TheĀ Literature Study

Jan 2004

Print this page.