KiwiSaver - A Guide for Carers
KiwiSaver is a voluntary, work-based savings initiative to help you with your long-term saving for retirement. It’s designed to be hassle-free so it’s easy to maintain a regular savings pattern.
You may be able to suspend your KiwiSaver contributions if you’re experiencing financial hardship and contributing to your KiwiSaver would mean you cannot afford to pay your day-to-day living expenses.
You may be able to withdraw KiwiSaver funds before you retire if you are experiencing significant financial hardship. Significant financial hardship includes not being able to meet minimum living expenses, modifying your home to meet special needs because you or a dependant family member has a disability, and paying for medical treatment for yourself or a dependant family member.
To find out more about KiwiSaver
- visit ird.govt.nz/kiwisaver, or
- call 0800 KIWISAVER (0800 549 472).
