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Student Loans Jan - Sep (First, second and third quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Number of recipients  and amounts paid out for Student Loans

Loan component 2014 2015 2016 2017 2018
Fees 168,530 165,376 160,617 154,901 123,325
Course related costs 116,510 114,565 111,410 106,284 97,727
Living costs 100,687 98,152 95,851 91,794 88,076
Repayments and Refunds 44,536 43,241 41,723 38,588 31,639
Administration charges 171,589 169,053 164,064 157,764 142,867
Total number of students 181,907 178,522 173,570 166,624 151,205
Total fees $991,794,562 $1,009,688,939 $1,003,844,099 $989,746,441 $797,011,792
Total course related costs $112,685,425 $110,855,609 $107,177,824 $101,903,658 $93,417,626
Total living costs $326,532,052 $331,487,233 $330,592,821 $320,803,812 $389,104,607
Total repayments and refunds $-78,269,334 $-82,303,335 $-81,596,572 $-81,450,439 $-75,050,731
Total administration charges $10,371,660 $10,223,520 $9,916,140 $9,525,180 $8,636,940
Average fees $5,885 $6,105 $6,250 $6,390 $6,463
Average course related costs $967 $968 $962 $959 $956
Average living costs $3,243 $3,377 $3,449 $3,495 $4,418

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2014 2015 2016 2017 2018
Other 1 0%                
PTE 24,206 13% 22,644 13% 20,371 12% 18,574 11% 15,481 10%
PTE/University 638 0% 639 0% 546 0% 522 0% 451 0%
PTE/University/Wananga             2 0%    
PTE/Wananga 68 0% 44 0% 45 0% 43 0% 32 0%
Polytech 50,095 28% 48,839 27% 46,768 27% 43,161 26% 37,936 25%
Polytech/PTE 579 0% 556 0% 513 0% 409 0% 381 0%
Polytech/PTE/University 17 0% 20 0% 11 0% 11 0% 12 0%
Polytech/PTE/University/Wananga         1 0%        
Polytech/PTE/Wananga 2 0% 1 0% 2 0%     1 0%
Polytech/University 1,231 1% 1,184 1% 1,139 1% 929 1% 806 1%
Polytech/University/Wananga 3 0% 1 0% 3 0% 1 0% 1 0%
Polytech/Wananga 94 0% 72 0% 70 0% 78 0% 66 0%
University 100,765 55% 100,590 56% 100,486 58% 99,589 60% 93,169 62%
University/Wananga 42 0% 50 0% 45 0% 39 0% 29 0%
Wananga 4,166 2% 3,882 2% 3,570 2% 3,266 2% 2,840 2%
Total 181,907 100% 178,522 100% 173,570 100% 166,624 100% 151,205 100%

Distribution of Student Loan recipients by age and gender

Age is calculated as at the end of the last quarter of the period.

Student ages 2014 2015 2016 2017 2018
17 or less F 1,192 1% 1,043 1% 945 1% 971 1% 509 0%
M 1,019 1% 905 1% 740 0% 687 0% 338 0%
Total 2,211 1% 1,948 1% 1,685 1% 1,658 1% 847 1%
18 - 19 F 22,967 13% 22,563 13% 22,470 13% 21,705 13% 16,999 11%
M 17,680 10% 17,235 10% 17,050 10% 16,104 10% 11,466 8%
Total 40,647 22% 39,798 22% 39,520 23% 37,809 23% 28,465 19%
20 - 24 F 45,228 25% 45,221 25% 44,244 25% 43,120 26% 42,204 28%
M 34,522 19% 33,957 19% 33,260 19% 32,122 19% 30,470 20%
Total 79,750 44% 79,178 44% 77,504 45% 75,242 45% 72,674 48%
25 - 29 F 13,485 7% 13,579 8% 13,514 8% 12,936 8% 12,481 8%
M 8,876 5% 8,860 5% 8,541 5% 8,048 5% 7,381 5%
Total 22,361 12% 22,439 13% 22,055 13% 20,984 13% 19,862 13%
30 - 34 F 7,645 4% 7,543 4% 7,322 4% 7,244 4% 7,061 5%
M 4,403 2% 4,104 2% 3,817 2% 3,656 2% 3,403 2%
Total 12,048 7% 11,647 7% 11,139 6% 10,900 7% 10,464 7%
35 - 39 F 5,460 3% 5,426 3% 5,155 3% 4,949 3% 4,784 3%
M 2,789 2% 2,555 1% 2,378 1% 2,221 1% 2,044 1%
Total 8,249 5% 7,981 4% 7,533 4% 7,170 4% 6,828 5%
40 - 44 F 4,619 3% 4,465 3% 4,040 2% 3,671 2% 3,441 2%
M 2,020 1% 1,871 1% 1,639 1% 1,451 1% 1,348 1%
Total 6,639 4% 6,336 4% 5,679 3% 5,122 3% 4,789 3%
45 - 49 F 3,517 2% 3,317 2% 3,191 2% 2,898 2% 2,767 2%
M 1,419 1% 1,348 1% 1,156 1% 1,073 1% 973 1%
Total 4,936 3% 4,665 3% 4,347 3% 3,971 2% 3,740 2%
50 - 54 F 2,236 1% 2,117 1% 1,930 1% 1,762 1% 1,699 1%
M 1,029 1% 855 0% 788 0% 710 0% 582 0%
Total 3,265 2% 2,972 2% 2,718 2% 2,472 1% 2,281 2%
55 - 59 F 830 0% 781 0% 707 0% 676 0% 639 0%
M 387 0% 360 0% 302 0% 284 0% 280 0%
Total 1,217 1% 1,141 1% 1,009 1% 960 1% 919 1%
60 - 64 F 238 0% 194 0% 186 0% 153 0% 155 0%
M 163 0% 121 0% 104 0% 106 0% 94 0%
Total 401 0% 315 0% 290 0% 259 0% 249 0%
65 - 69 F 68 0% 40 0% 40 0% 36 0% 40 0%
M 73 0% 30 0% 26 0% 24 0% 25 0%
Total 141 0% 70 0% 66 0% 60 0% 65 0%
70 - 74 F 15 0% 13 0% 10 0% 6 0% 12 0%
M 14 0% 11 0% 5 0% 6 0% 5 0%
Total 29 0% 24 0% 15 0% 12 0% 17 0%
75 - 79 F 5 0% 4 0% 3 0% 2 0% 2 0%
M 5 0% 2 0% 5 0% 1 0% 2 0%
Total 10 0% 6 0% 8 0% 3 0% 4 0%
80 or over F 2 0% 1 0% 2 0% 1 0% 1 0%
M 1 0% 1 0%     1 0%    
Total 3 0% 2 0% 2 0% 2 0% 1 0%
Total F 107,507 59% 106,307 60% 103,759 60% 100,130 60% 92,794 61%
M 74,400 41% 72,215 40% 69,811 40% 66,494 40% 58,411 39%
Total 181,907 100% 178,522 100% 173,570 100% 166,624 100% 151,205 100%

Fees paid out for Student Loans, by provider type

Loans by provider type ($) 2014 2015 2016 2017 2018
Other          
PTE $145,381,404 $140,165,246 $126,213,790 $117,305,346 $79,141,498
PTE/University $5,730,754 $5,335,034 $4,873,163 $4,453,102 $3,648,056
PTE/University/Wananga       $21,522  
PTE/Wananga $331,606 $182,448 $171,264 $163,753 $108,370
Polytech $211,802,886 $212,306,111 $207,741,444 $197,790,869 $153,292,225
Polytech/PTE $3,960,017 $3,923,198 $3,503,419 $2,849,085 $2,131,366
Polytech/PTE/University $147,763 $202,986 $121,408 $105,965 $115,088
Polytech/PTE/University/Wananga     $9,041    
Polytech/PTE/Wananga $7,005 $7,866 $16,628   $3,289
Polytech/University $8,376,522 $8,446,931 $8,260,462 $6,915,019 $5,450,668
Polytech/University/Wananga $5,625 $3,914 $17,750 $14,726  
Polytech/Wananga $351,904 $250,993 $206,318 $243,387 $194,914
University $606,395,156 $630,048,271 $644,098,335 $652,426,329 $546,773,387
University/Wananga $190,563 $205,165 $255,815 $167,693 $118,799
Wananga $9,113,356 $8,610,775 $8,355,263 $7,289,645 $6,034,131
Total $991,794,562 $1,009,688,939 $1,003,844,099 $989,746,441 $797,011,792

Distribution of Student Loan recipients by residential status

Residential status 2014 2015 2016 2017 2018
Citizen by birth 134,969 74% 133,278 75% 130,681 75% 125,487 75% 113,539 75%
Citizen 25,340 14% 25,080 14% 24,225 14% 23,513 14% 21,938 15%
Permanent resident 21,152 12% 19,724 11% 18,263 11% 17,219 10% 15,329 10%
Protected person 6 0% 16 0% 7 0% 11 0% 3 0%
Refugee 440 0% 424 0% 394 0% 394 0% 396 0%
Total 181,907 100% 178,522 100% 173,570 100% 166,624 100% 151,205 100%

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2014 2015 2016 2017 2018
European 95,809 53% 93,331 52% 91,097 52% 86,761 52% 77,781 51%
Māori 20,173 11% 19,248 11% 17,663 10% 16,362 10% 14,222 9%
Pacific peoples 12,792 7% 12,882 7% 12,369 7% 11,663 7% 10,058 7%
Asian 23,041 13% 22,782 13% 22,292 13% 22,091 13% 20,113 13%
Other 4,239 2% 4,143 2% 3,912 2% 3,700 2% 3,434 2%
European and Māori 12,680 7% 12,652 7% 12,412 7% 12,169 7% 11,271 7%
European and Pacific peoples 2,635 1% 2,748 2% 2,744 2% 2,715 2% 2,372 2%
Māori and Pacific peoples 1,509 1% 1,624 1% 1,521 1% 1,464 1% 1,307 1%
European and Asian 1,930 1% 2,016 1% 2,043 1% 2,073 1% 1,966 1%
Māori and Asian 130 0% 149 0% 141 0% 143 0% 126 0%
Pacific peoples and Asian 377 0% 388 0% 373 0% 355 0% 308 0%
European and Other 1,334 1% 1,205 1% 1,070 1% 1,017 1% 983 1%
Māori and Other 110 0% 128 0% 114 0% 97 0% 92 0%
Pacific peoples and Other 62 0% 67 0% 74 0% 61 0% 62 0%
Asian and Other 378 0% 367 0% 335 0% 299 0% 283 0%
3 ethnic groups 1,517 1% 1,599 1% 1,650 1% 1,606 1% 1,488 1%
4 ethnic groups 64 0% 59 0% 57 0% 54 0% 58 0%
All 5 ethnic groups 6 0% 8 0% 5 0% 3 0% 3 0%
Unspecified 3,121 2% 3,126 2% 3,698 2% 3,991 2% 5,278 3%
Total 181,907 100% 178,522 100% 173,570 100% 166,624 100% 151,205 100%
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