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Student Loans Jan - Jun (First and second quarters)

These figures are cumulative year-to-date figures. Therefore, the Jan - Dec figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the month specified. Percentage figures may not add to exactly 100% because of rounding effects. All percentages are rounded to the nearest percent. Five years of data are presented, earlier figures are included in the downloadable spreadsheets.

Distribution of Student Loan recipients by component

Loan component 2014 2015 2016 2017 2018
Fees 148,798 148,084 143,356 138,240 109,938
Course related costs 96,783 95,641 93,834 89,337 82,693
Living costs 89,665 87,220 86,049 82,516 79,498
Repayments and Refunds 24,741 23,557 22,860 22,634 18,720
Administration charges 148,701 148,747 144,112 138,383 125,740
Total number of students 161,959 160,873 156,247 149,974 136,361

Amounts paid out for Student Loans

Loan component 2014 2015 2016 2017 2018
Total fees $862,945,937 $890,170,620 $883,937,963 $875,534,476 $707,093,302
Total course related costs $90,478,826 $89,486,283 $87,441,921 $82,781,961 $76,356,612
Total living costs $192,760,719 $195,527,260 $199,971,937 $192,075,150 $231,910,372
Total repayments and refunds $-42,750,612 $-46,986,109 $-46,590,260 $-48,726,304 $-46,424,544
Total administration charges $8,932,620 $8,939,100 $8,656,860 $8,313,120 $7,561,560
Average fees $5,799 $6,011 $6,166 $6,333 $6,432
Average course related costs $935 $936 $932 $927 $923
Average living costs $2,150 $2,242 $2,324 $2,328 $2,917

Distribution of Student Loan recipients by types of education provider attended

Where more than one education provider is named, the students are attending all the named education providers during the year.

Education provider type 2014 2015 2016 2017 2018
Other 1 0%                
PTE 19,879 12% 18,589 12% 16,732 11% 14,927 10% 12,817 9%
PTE/University 314 0% 266 0% 250 0% 229 0% 219 0%
PTE/University/Wananga             2 0%    
PTE/Wananga 40 0% 22 0% 25 0% 19 0% 17 0%
Polytech 41,228 25% 40,884 25% 39,425 25% 36,244 24% 31,885 23%
Polytech/PTE 242 0% 219 0% 209 0% 157 0% 159 0%
Polytech/PTE/University 7 0% 6 0% 6 0% 4 0% 6 0%
Polytech/PTE/Wananga 2 0% 1 0% 1 0%        
Polytech/University 594 0% 647 0% 564 0% 496 0% 448 0%
Polytech/University/Wananga 2 0%     2 0% 1 0% 1 0%
Polytech/Wananga 44 0% 33 0% 44 0% 45 0% 42 0%
University 95,931 59% 96,767 60% 95,848 61% 94,927 63% 88,242 65%
University/Wananga 32 0% 31 0% 35 0% 29 0% 23 0%
Wananga 3,643 2% 3,408 2% 3,106 2% 2,894 2% 2,502 2%
Total 161,959 100% 160,873 100% 156,247 100% 149,974 100% 136,361 100%

Distribution of Student Loan recipients by age and gender

Age is calculated at the end of the period.

Student ages 2014 2015 2016 2017 2018
17 or less F 1,139 1% 1,093 1% 944 1% 926 1% 571 0%
M 1,026 1% 920 1% 765 0% 669 0% 398 0%
Total 2,165 1% 2,013 1% 1,709 1% 1,595 1% 969 1%
18 - 19 F 24,263 15% 23,953 15% 23,908 15% 23,139 15% 18,557 14%
M 18,438 11% 18,187 11% 18,079 12% 17,218 11% 12,680 9%
Total 42,701 26% 42,140 26% 41,987 27% 40,357 27% 31,237 23%
20 - 24 F 39,092 24% 39,551 25% 38,611 25% 37,655 25% 37,096 27%
M 29,870 18% 29,563 18% 28,985 19% 28,084 19% 26,848 20%
Total 68,962 43% 69,114 43% 67,596 43% 65,739 44% 63,944 47%
25 - 29 F 10,818 7% 11,196 7% 11,071 7% 10,547 7% 10,111 7%
M 7,130 4% 7,220 4% 6,948 4% 6,555 4% 6,039 4%
Total 17,948 11% 18,416 11% 18,019 12% 17,102 11% 16,150 12%
30 - 34 F 6,182 4% 6,272 4% 6,010 4% 5,791 4% 5,739 4%
M 3,578 2% 3,318 2% 3,077 2% 2,983 2% 2,786 2%
Total 9,760 6% 9,590 6% 9,087 6% 8,774 6% 8,525 6%
35 - 39 F 4,491 3% 4,569 3% 4,250 3% 4,050 3% 3,999 3%
M 2,199 1% 2,119 1% 1,947 1% 1,786 1% 1,664 1%
Total 6,690 4% 6,688 4% 6,197 4% 5,836 4% 5,663 4%
40 - 44 F 3,855 2% 3,794 2% 3,373 2% 3,099 2% 2,890 2%
M 1,643 1% 1,558 1% 1,336 1% 1,183 1% 1,089 1%
Total 5,498 3% 5,352 3% 4,709 3% 4,282 3% 3,979 3%
45 - 49 F 2,964 2% 2,759 2% 2,673 2% 2,383 2% 2,289 2%
M 1,163 1% 1,103 1% 940 1% 869 1% 772 1%
Total 4,127 3% 3,862 2% 3,613 2% 3,252 2% 3,061 2%
50 - 54 F 1,833 1% 1,752 1% 1,602 1% 1,490 1% 1,394 1%
M 814 1% 699 0% 653 0% 562 0% 470 0%
Total 2,647 2% 2,451 2% 2,255 1% 2,052 1% 1,864 1%
55 - 59 F 669 0% 627 0% 542 0% 525 0% 498 0%
M 320 0% 283 0% 235 0% 212 0% 208 0%
Total 989 1% 910 1% 777 0% 737 0% 706 1%
60 - 64 F 189 0% 159 0% 141 0% 111 0% 123 0%
M 133 0% 96 0% 81 0% 75 0% 75 0%
Total 322 0% 255 0% 222 0% 186 0% 198 0%
65 - 69 F 55 0% 33 0% 35 0% 26 0% 27 0%
M 61 0% 25 0% 19 0% 20 0% 22 0%
Total 116 0% 58 0% 54 0% 46 0% 49 0%
70 - 74 F 13 0% 8 0% 7 0% 6 0% 8 0%
M 14 0% 9 0% 5 0% 5 0% 4 0%
Total 27 0% 17 0% 12 0% 11 0% 12 0%
75 - 79 F 3 0% 3 0% 3 0% 2 0% 2 0%
M 3 0% 2 0% 5 0% 1 0% 1 0%
Total 6 0% 5 0% 8 0% 3 0% 3 0%
80 or over F 1 0% 1 0% 2 0% 1 0% 1 0%
M     1 0%     1 0%    
Total 1 0% 2 0% 2 0% 2 0% 1 0%
Total F 95,567 59% 95,770 60% 93,172 60% 89,751 60% 83,305 61%
M 66,392 41% 65,103 40% 63,075 40% 60,223 40% 53,056 39%
Total 161,959 100% 160,873 100% 156,247 100% 149,974 100% 136,361 100%

Fees paid out for Student Loans, by provider type

Loans by provider type ($) 2014 2015 2016 2017 2018
Other          
PTE $110,683,859 $108,303,264 $96,727,345 $90,122,793 $61,657,607
PTE/University $2,620,890 $2,154,387 $1,954,132 $1,713,720 $1,631,982
PTE/University/Wananga       $18,494  
PTE/Wananga $174,393 $85,780 $68,989 $57,206 $46,879
Polytech $175,083,071 $177,922,820 $175,438,112 $166,601,079 $129,056,572
Polytech/PTE $1,585,014 $1,478,049 $1,223,341 $1,107,821 $768,310
Polytech/PTE/University $64,481 $30,365 $61,018 $37,772 $51,350
Polytech/PTE/Wananga $7,005 $7,866 $11,828    
Polytech/University $3,695,824 $4,193,105 $3,717,278 $3,411,257 $2,905,411
Polytech/University/Wananga $4,237   $12,180 $11,222  
Polytech/Wananga $184,863 $129,320 $121,495 $152,545 $142,116
University $560,500,182 $587,700,763 $596,611,076 $605,392,841 $505,140,386
University/Wananga $139,019 $139,714 $184,481 $126,276 $94,675
Wananga $8,203,097 $8,025,186 $7,806,689 $6,781,450 $5,598,015
Total $862,945,937 $890,170,620 $883,937,963 $875,534,476 $707,093,302

Distribution of Student Loan recipients by residential status

Residential status 2014 2015 2016 2017 2018
Citizen by birth 119,889 74% 119,672 74% 117,406 75% 112,878 75% 102,375 75%
Citizen 23,171 14% 23,062 14% 22,292 14% 21,506 14% 20,070 15%
Permanent resident 18,552 11% 17,770 11% 16,209 10% 15,257 10% 13,588 10%
Protected person 2 0% 14 0% 6 0% 12 0% 3 0%
Refugee 345 0% 355 0% 334 0% 321 0% 325 0%
Total 161,959 100% 160,873 100% 156,247 100% 149,974 100% 136,361 100%

Summary of Student Loan recipients by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 2014 2015 2016 2017 2018
European 87,426 54% 86,069 54% 83,981 54% 79,811 53% 71,603 53%
Maori 16,436 10% 15,908 10% 14,547 9% 13,540 9% 11,935 9%
Pacific peoples 10,755 7% 11,016 7% 10,506 7% 10,009 7% 8,641 6%
Asian 20,966 13% 21,122 13% 20,512 13% 20,287 14% 18,437 14%
Other 3,711 2% 3,725 2% 3,503 2% 3,268 2% 3,062 2%
European and Maori 11,117 7% 11,207 7% 11,013 7% 10,752 7% 10,013 7%
European and Pacific 2,343 1% 2,461 2% 2,456 2% 2,441 2% 2,103 2%
Maori and Pacific 1,284 1% 1,344 1% 1,263 1% 1,222 1% 1,082 1%
European and Asian 1,788 1% 1,899 1% 1,919 1% 1,938 1% 1,848 1%
Maori and Asian 107 0% 118 0% 125 0% 127 0% 107 0%
Pacific and Asian 325 0% 332 0% 336 0% 330 0% 274 0%
European and Other 1,217 1% 1,081 1% 982 1% 931 1% 896 1%
Maori and Other 81 0% 105 0% 93 0% 79 0% 70 0%
Pacific and Other 53 0% 64 0% 68 0% 52 0% 52 0%
Asian and Other 332 0% 338 0% 301 0% 286 0% 262 0%
3 ethnic groups 1,306 1% 1,399 1% 1,458 1% 1,420 1% 1,335 1%
4 ethnic groups 54 0% 54 0% 48 0% 46 0% 53 0%
All 5 ethnic groups 5 0% 8 0% 5 0% 3 0% 2 0%
Unspecified 2,653 2% 2,623 2% 3,131 2% 3,432 2% 4,586 3%
Total 161,959 100% 160,873 100% 156,247 100% 149,974 100% 136,361 100%
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