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Student Loans January - June 2019

For this report, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the end of the specified reporting month. The data in this report are cumulative calendar year-to-date figures. All percentages are computed using actual data and rounded to the nearest one decimal point. Total percentages may not add to exactly 100 percent because of rounding effects. The last three years of data and annual comparisons are presented in summary tables, earlier figures are included in downloadable spreadsheets.


Demographics of Student Loan borrowers

The following tables provide a summary profile of students who received a Student Loan from 1 January to 30 June 2019. Detailed data series are available in downloadable Excel files.


Annual Comparison

Student Loan borrowers by age group

Age is calculated as at the end of the period.

Age group 1 January to 30 June Annual change
2017 2018 2019 2017-18 2018-19
17 and younger 1,595 969 615 -39.2% -36.5%
18–24 106,096 95,181 91,182 -10.3% -4.2%
25–34 25,876 24,675 24,403 -4.6% -1.1%
35–44 10,118 9,642 9,575 -4.7% -0.7%
45–64 6,227 5,829 5,805 -6.4% -0.4%
65 and older 62 65 60 4.8% -7.7%
Total 149,974 136,361 131,640 -9.1% -3.5%

Note 1: Details of “55 and older” are available in downloadable Excel file.

Student Loan borrowers by gender

Gender 1 January to 30 June Annual Change
2017 2018 2019 2017-18 2018-19
Female 89,751 83,305 81,133 -7.2% -2.6%
Male 60,223 53,056 50,507 -11.9% -4.8%
Total 149,974 136,361 131,640 -9.1% -3.5%

Student Loan borrowers by residential status

Residential Status 1 January to 30 June Annual Change
2017 2018 2019 2017-18 2018-19
Citizen by birth 112,878 102,375 98,405 -9.3% -3.9%
Citizen 21,506 20,070 19,908 -6.7% -0.8%
Permanent resident 15,257 13,588 12,974 -10.9% -4.5%
Other 333 328 353 -1.5% 7.6%
Total 149,974 136,361 131,640 -9.1% -3.5%

Note 1: “Other” includes students who have refugee status, and those classified as protected person/s. Details of “Other” are included in downloadable Excel file.


Student Loan borrowers by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

The numbers presented in this table are total response – students who reported more than one ethnic group were counted in each group they identified with. The total number of responses, therefore, does not add up to the total number of Student Loan borrowers.

Ethnic groups (total response) 1 January to 30 June Annual Change
2017 2018 2019 2017-18 2018-19
European 95,873 86,463 81,723 -9.8% -5.5%
Māori 25,720 23,207 21,897 -9.8% -5.6%
Asian 22,968 20,928 20,599 -8.9% -1.6%
Pasifika 14,054 12,152 11,633 -13.5% -4.3%
Other ethnic groups 3,268 3,062 3,031 -6.3% -1.0%
Unspecified 3,432 4,586 6,547 33.6% 42.8%
Total number of student borrowers 149,974 136,361 131,640 -9.1% -3.5%

Note 1: Data presented are of total response and percentages may not add up to 100 percent.

Note 2: “Other ethnic groups” refers to students identified as belonging to other ethnic groups (e.g. Middle Easterners, Latin Americans, Africans, etc.), as well as students belonging to three or more ethnic groups.


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