Business people reading the Social Report.

Student Loans January - March 2019

These figures are cumulative year-to-date figures. Therefore, the January to December figures are the relevant calendar year figures in the annual statistics table. For the purpose of these tables, a student is defined as a person who received at least one payment from StudyLink in the calendar year, up to the end of the specified reporting month. Percentage figures may not add up to exactly 100 percent because of rounding effects. All percentages are calculated using actual data and rounded to the nearest one decimal point. Three years of data and annual comparisons are presented in summary tables, earlier figures are included in the downloadable spreadsheets.


Demographics of Student Loan borrowers

Most of the students who borrowed from the Student Loan Scheme from 1 January to 31 March 2019 were —

… between the ages 18 to 24 years old (70.9 percent).

Student Loan by age

… female (61.8 percent).

Student Loan by gender

… New Zealand citizens by birth (74.9 percent).

Student Loan by residential status

… European, or of European descent (63.2 percent).

Student Loan by ethnic group

Annual Comparison

Number of Student Loan borrowers by age group

Age is calculated as at the end of the period.

Age group 1 January to 31 March Annual change
2017 2018 2019 2017-18 2018-19
17 and younger 3,236 1,880 1,295 -41.9% -31.1%
18–24 99,227 89,220 85,226 -10.1% -4.5%
25–34 22,058 21,132 20,988 -4.2% -0.7%
35–44 8,505 8,002 8,043 -5.9% 0.5%
45–64 4,991 4,592 4,676 -8.0% 1.8%
65 and older 41 41 43 0.0% 4.9%
Total 138,058 124,867 120,271 -9.6% -3.7%

Number of Student Loan borrowers by gender

Gender 1 January to 31 March Annual Change
2017 2018 2019 2017-18 2018-19
Female 82,746 76,263 74,323 -7.8% -2.5%
Male 55,312 48,604 45,946 -12.1% -5.5%
Total 138,058 124,867 120,269 -9.6% -3.7%

Number of Student Loan borrowers by residential status

Residential Status 1 January to 31 March Annual Change
2017 2018 2019 2017-18 2018-19
Citizen by birth 103,862 93,764 90,048 -9.7% -4.0%
Citizen 20,000 18,517 18,283 -7.4% -1.3%
Permanent resident 13,895 12,300 11,643 -11.5% -5.3%
Other 301 286 295 -5.0% 3.1%
Total 138,058 124,867 120,269 -9.6% -3.7%

Number of Student Loan borrowers by ethnic group

It is not mandatory for students to disclose their ethnicity and students may report more than one ethnicity.

Ethnic groups 1 January to 31 March Annual Change
2017 2018 2019 2017-18 2018-19
European 89,913 80,531 76,035 -10.4% -5.6%
Māori 22,454 20,273 19,155 -9.7% -5.5%
Asian 21,548 19,540 19,080 -9.3% -2.4%
Pasifika 12,293 10,667 10,065 -13.2% -5.6%
Other ethnic groups 4,303 3,981 3,888 -7.5% -2.3%
Unspecified 2,994 3,989 5,834 33.2% 46.3%
Total number of student borrowers 138,058 124,867 120,269 -9.6% -3.7%

Note 1: Data presented are of total response and percentages may not add up to 100 percent.

Note 2: Other ethnic groups refer to students identified as belonging to three or more ethnic groups.


Business people reading the Social Report.
Print this page.